RenegadeSon

Healthcare.gov a fake ??? OBAMACARE

166 posts in this topic

Woman suing over Obamacare coverage dies

July 3, 2014

Jack Minor

 

"The Las Vegas Review Journal is reporting that a local woman who was suing her state’s healthcare exchange has died after not getting treatment that could have prolonged her life.

 

During the debate over Obamacare, the Republican vice-presidential candidate warned that Obamacare would result in “death panels” that would result in people being denied healthcare or having their care rationed. At the time, Palin was widely ridiculed by the president’s Livestrong supporters in frontvelonews.competitor.comsupporters for her claims.

 

However, the Journal notes that Linda Rolain was one of those people who tried to do everything right and follow the president’s directives about signing up for Obamacare. Rolain’s husband, Robert, said he attempted to sign up the couple for insurance in November of last year, well in advance from the then Dec. 15 deadline and well before the extended deadline set by Obama on the state’s exchange Nevada Health Link.

 

However, due to constant issues with the website, the Rolains were forced to buy a plan that did not take effect until March.

In early 2014, Linda Rolain was diagnosed with a brain tumor that was discovered following a seizure she suffered in 2013. Robert explained in a June 19 news conference that his wife was unable to obtain proper care due to insurance issues. As a result, Linda’s condition went from treatable in the first part of the year to fatal by the time spring arrived while the couple continued to fight for coverage under Obmacare."

snip

http://usfinancepost.com/woman-suing-over-obamacare-coverage-dies-20747.html
 

 

 

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Obamacare likely to cost $300 billion more than thought – Congressional Budget Office

October 14, 2014

 

 

 

"The real cost of Obamacare will be hundreds of billions of dollars more than expected, Republican members of the Senate Budget Committee now say, and will greatly increase the federal deficit during the next decade.

Contrary to claims made by the White House, United States President Barack Obama’s hallmark health care plan will actually have a tremendous toll on the government, GOP members of the SBC committee allege in a new report.

According to an analysis of data received by the Congressional Budget Office, Senate Republican say so-called Obamacare won’t reduce the federal budget deficit by $180 billion by 2019 as predicted, but will actually set the US back another $131 billion in the hole.

The CBO hasn’t officially investigated the cost of Obamacare since the summer of 2012, Senate Budget Committee Ranking Member Jeff Sessions (R-Alabama) says in the report, and complications in the two-plus years since have, according to his group’s analysis, caused costs to change tremendously."
snip

http://rt.com/usa/195948-budget-review-obamacare-costs/

tx Reddwolf

 

Well color us all surprised please!! :angry2: 

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Top ObamaCare official stepping down

Sarah Ferris

Jan. 16, 2015

 

"The leader of the agency charged with the ObamaCare rollout is stepping down after five years on the job.

Marilyn Tavenner, administrator of the Center for Medicaid and Medicare Services (CMS), announced her departure Friday, which will take effect next month.

"It is with sadness and mixed emotions that I write to tell you that February will be my last month serving as the administrator for CMS," Tavenner wrote in an email to staff

Tavenner is leaving after five turbulent years overseeing the agency. Her tenure included the disastrous rollout of the government’s HealthCare.gov website as well as, most recently, an inflated tally of total ObamaCare enrollment.

Republicans on the House Oversight Committee last month grilled Tavenner about the miscount, which had helped push the first-year enrollment total for ObamaCare past 7 million — a milestone that was celebrated by the administration at the time.

Tavenner said some figures were “inadvertently” double-counted, an explanation that was greeted with deep skepticism from Rep. Darrell Issa (R-Calif.), whose staff identified the error.

“Tavenner had to go,” Issa wrote Friday in a statement provided first to The Hill."

snip

http://thehill.com/policy/healthcare/229745-top-obamacare-official-to-step-down

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Fellow Americans this is just what you wanted to read, NOT!!

 

Obamacare program costs $50,000 in taxpayer money for every American who gets health insurance, says bombshell budget report

Jan. 26, 2015

David Martosko

 

  • Stunning figure comes from Congressional Budget Office report that revised cost estimates for the next 10 years
  • Government will spend $1.993 TRILLION over a decade and take in $643 BILLION in new taxes, penalties and fees related to Obamacare
  • The $1.35 trillion net cost will result in 'between 24 million and 27 million' fewer Americans being uninsured – a $50,000 price tag per person at best
  • The law will still leave 'between 29 million and 31 million' nonelderly Americans without medical insurance
  • Numbers assume Obamacare insurance exchange enrollment will double between now and 2025 
  •  

snip

http://www.dailymail.co.uk/news/article-2927348/Obamacare-program-costs-50-000-American-gets-health-insurance-says-bombshell-budget-report.html

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US Announces Plan to Ration Health Care under Medicare
Jan. 28, 2015
Kate Randall
 

"The Obama administration has announced a major shift in the way Medicare will pay hospitals and doctors. Health and Human Services (HHS) Secretary Sylvia Burwell announced the initiative Monday following a closed-door meeting with representatives of the insurance industry, large employers and doctors’ professional organizations.

 

The shift moves the health care counterrevolution embodied in the 2010 Affordable Care Act (Obamacare) into high gear. Over the next three years, payments to hospitals and doctors for a large percentage of health care provided under Medicare, the government-run health insurance program for the elderly, will be shifted from the traditional “fee-for-service” model to alternative methods in which health care providers are rewarded for cutting costs and rationing care.

 

The radical revamping of Medicare will slash costs borne by the government, insurance firms and hospital chains by denying Medicare patients what is presently considered to be normal access to medical procedures, drugs and hospital care. The realignment of Medicare more directly with the profit dictates of the market will become the model for the American health care system as a whole.

 

Burwell told the media following the meeting, “Today’s announcement is about improving the quality of care we receive when we are sick, while at the same time spending our health care dollars more wisely.” The official line about improving the quality of health care, repeated by Burwell, is a cynical lie."

snip

http://www.globalresearch.ca/us-announces-plan-to-ration-health-care-under-medicar3e/542792
 
 
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Doctor: Obamacare Medical Meltdown Underway

 

The new Republican Congress is unlikely to repeal the Affordable Care Act even after the GOP’s overwhelming victory in the 2014 midterms, with both medical and political experts agreeing that Americans must learn to live with Obamacare for a few years.

 

Many Republicans won their elections by criticizing the president’s expansive health-care scheme. But in reality, Obama would block any congressional attempt to rein it in, analysts say.

Dr. Lee Hieb, author of the explosive “Surviving the Medical Meltdown: Your Guide to Living Through the Disaster of Obamacare,” warned in an exclusive interview with WND that the consequences of the new law are already beginning to hit the American heartland.

“Just judging from my experiences in Iowa, we’re already seeing increasing shortages of critical drugs like Valium, which is needed to prevent seizures,” she said. “We’re running out of drugs to prevent tetanus infections in Arizona, and I’m even receiving reports about shortages of propofol, which is basically what is used to induce anesthesia during surgeries. And while things may be OK in the major metropolitan areas for a while, here in Iowa, the shortages and supply chain failures are already starting.”

 

 http://www.wnd.com/2015/01/doctor-america-seeing-shortages-of-critical-drugs/#5JRQw4VwHXi8PuC3.99

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Maybe they think that they can slowly create a medical medicine shortage, which eventually will drive people crazy when all of a sudden they can't get their prescription med's to feed their legal addicitions? Thanks Red

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Consumers getting 'skinned' by health insurers

March 16, 2015

 

Bigger premiums, more cost sharing equate to big profits

 

"The reason health care costs are so high is because Americans don’t have nearly enough “skin in the game.”

That was the phrase that many of my former colleagues in the insurance industry and I began using in the early 2000s as a way to deflect attention away from us.  

Americans — especially American employers — looked to private insurers to help control medical costs. But insurers were failing miserably, and some of them — Aetna in particular — were also failing Wall Street.

Thirteen years ago, investors and Wall Street financial analysts were not happy with the way some managed care companies were running their businesses. They felt that Aetna and other big for-profit insurers were spending far too much of their policyholders’ premiums paying claims. And they didn’t like it that insurers hadn’t been aggressive enough in getting rid of  “unprofitable” customers."

snip

http://www.publicintegrity.org/2015/03/16/16905/consumers-getting-skinned-health-insurers?utm_source=email&utm_campaign=watchdog&utm_medium=publici-email&goal=0_ffd1d0160d-edf79e55f6-100315425&mc_cid=edf79e55f6&mc_eid=e5776c62f7

 

Well now, as if we, the consumers, had any doubt!!!

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Consumers getting 'skinned' by health insurers

March 16, 2015

 

Bigger premiums, more cost sharing equate to big profits

 

"The reason health care costs are so high is because Americans don’t have nearly enough “skin in the game.”

That was the phrase that many of my former colleagues in the insurance industry and I began using in the early 2000s as a way to deflect attention away from us.  

Americans — especially American employers — looked to private insurers to help control medical costs. But insurers were failing miserably, and some of them — Aetna in particular — were also failing Wall Street.

Thirteen years ago, investors and Wall Street financial analysts were not happy with the way some managed care companies were running their businesses. They felt that Aetna and other big for-profit insurers were spending far too much of their policyholders’ premiums paying claims. And they didn’t like it that insurers hadn’t been aggressive enough in getting rid of  “unprofitable” customers."

snip

http://www.publicintegrity.org/2015/03/16/16905/consumers-getting-skinned-health-insurers?utm_source=email&utm_campaign=watchdog&utm_medium=publici-email&goal=0_ffd1d0160d-edf79e55f6-100315425&mc_cid=edf79e55f6&mc_eid=e5776c62f7

 

Well now, as if we, the consumers, had any doubt!!!

 

I think this applies to ALL insurance, particularly any form of disaster insurance, such as fire, flood, storm - there always seems to be at least 1 'out' clause, so they so they don't have to pay the full amount.

 

Oh, and for fire insurance - unless you have special, extra insurance, you will most likely find that you have to pay for the demolition, clean-up and removal of the old place, before you can re-build

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Health ins here in the states right now, they are heaping fines on those who don't have health ins. Those who do have it, are finding additional flat rate co pays, along with increased deductibles, and plus now on top of increased premiums for all this, an additional 20% hidden for those procedures they used to pay 100% that they now they only pay 80% for. Prescription costs have flown out to space.  One I paid $6 for in 2013, is now $1849 <<<<<YES, that's right  $1849  !!

 

The reason they started naming winter storms here, is so ins. co.'s don't have to pay out for damages your home may suffer from any officially named storm!!

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its just a money grab by any means nowdays---coz they know that :crap-hitting-the-fan: is happening now and for some deluded reasoning they think that having lots more money will be a good thing for them to run off to their rat holes--maybe they can line their nests with it----guess what---won't make any dif--your toast.

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FDA Opens Door to Less Expensive Drugs

March 20, 2015

 

 

"In a move long fought by Big Pharma, the Food and Drug Administration(FDA) has approved the first generic version of a biologic drug, or biosimilar, in the United States, which could reduce the amount of money spent on the specialty medications.

Biologics are made from living cells, rather than being derived from chemicals, as is the case with most drugs. They can be quite expensive and, in fact, some biologics are on the list of the world’s most expensive therapies.

Until now, makers of biologics, like Amgen, have been able to charge whatever they want for their products because of the lack of biosimilars acting as competition. But the FDA decision to approve Sandoz’s Zarxio, which helps prevent infections in cancer patients undergoing chemotherapy, could open the way for more biosimilars to reach the market and compete with their biologic counterparts. The FDA action was made possible by certain provisions(pdf) in the Affordable Care Act."

snip

http://www.allgov.com/news/where-is-the-money-going/fda-opens-door-to-less-expensive-drugs-150320?news=856011

 

Tx Reddwolf

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How Obamacare is Ruining Health Insurance

John C. Goodman

An older article that we missed at the time, but worth the read  from Feb. 11, 2015

 

 

"The health insurance market is changing. And the changes are not good. Even before there was Obamacare, most insurers most of the time had perverse incentives to attract the healthy and avoid the sick. But now that the Affordable Care Act has completely changed the nature of the market, the perverse incentives are worse than ever.

Writing in Sunday’s New York Times Elizabeth Rosenthal gives these examples:

  • When Karen Pineman of Manhattan sought treatment for a broken ankle, her insurer told her that the nearest in-network doctor was in Stamford, Connecticut – in another state.
  • Alison Chavez, a California breast cancer patient, was almost on the operating table when her surgery had to be cancelled because several of her doctors were leaving the insurer’s network.
  • When the son of Alexis Gersten, a dentist in East Quogue New York, needed an ear, nose and throat specialist, the insurer told her the nearest one was in Albany – five hours away.
  • When Andrea Greenberg, a New York lawyer, called an insurance company hotline with questions she found herself speaking to someone reading off a script in the Philippines.
  • Aviva Starkman Williams, a California computer engineer, tried to determine whether the pediatrician doing her son’s 2-year-old checkup was in-network, the practice’s office manager “said he didn’t know because doctors came in and out of network all the time, likening the situation to players’ switching teams in the National Basketball Association.”
 

But aren’t these insurers worried that if they mistreat their customers, their enrollees will move to some other plan? Here’s the rarely told secret about health insurance in the Obamacare exchanges: insurers don’t care if heavy users of medical care go to some other plan. Getting rid of high-cost enrollees is actually good for the bottom line."

snip

http://www.forbes.com/sites/johngoodman/2015/02/11/how-obamacare-is-ruining-health-insurance/

 

I'm sure we had this figured out already, not like it wasn't becoming obvious!   :angry2:

tx Reddwolf

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Red ink could kill Covered California 

April 24, 2015

 

"After two previous extensions, the open enrollment period for Covered California ends April 30. That deadline just might prove to be the tipping point for the state’s two-year-old health insurance exchange.

That’s because this is the year Covered California is supposed to become completely self-sustaining.

Indeed, there’s no more money coming from Washington after the state exhausts the $1.1 billion it received from the federal government to get the Obamacare exchange up and running. And state law prohibits Sacramento from spending any money to keep the exchange afloat.

That presents an existential crisis for Covered California, which is facing a nearly $80 budget deficit for its 2015-16 fiscal year. Although the exchange is setting aside $200 million to cover its near-term deficit, Covered California Executive Director Peter Lee acknowledged in December that there are questions about the “long-term sustainability of the organization.”

snip

http://www.ocregister.com/articles/california-658869-covered-state.html

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Obamacare Sticker Shock:  Big Rate Hikes Proposed for 2016

June 2, 2015

 

 

 

"Hold onto your wallets ... many insurers want to substantially hike rates on Obamacare policies for 2016.

Many are proposing double-digit premium increases for individual policies, with some companies looking to boost rates more than 60%, according to a list posted Monday by the federal Centers for Medicare & Medicaid Services.

In Florida, for instance, United Healthcare (UNH) wants to raise the rates of plans sold on the Obamacare exchange by an average of 18%. Individual policies available outside the exchange through United Healthcare or through a broker would go up by 31%, on average, with hikes as high as 60% for certain plans in certain locations.

In Texas, insurer Scott & White is looking for a 32% increase for exchange-based plans, while Humana (HUM) is asking for an average 30% boost for its exclusive provider organization policies, which generally cover only in-network services."

snip

http://money.cnn.com/2015/06/02/news/economy/obamacare-rates/index.html?iid=SF_LN

well, guess they have to pay for the immigrant's insurance somehow, right?  break all the US taxpayers in the process

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WALGREENS, INSURERS PUSH EXPANSION OF VIRTUAL DOCTOR VISITS

Tom Murphy

JUne 10, 2015

 

"Millions of people will be able to see a doctor on their smartphones or laptops for everyday ailments once the nation's largest drugstore chain and two major insurers expand a budding push into virtual health care.

 

Walgreens said Wednesday that it will offer a smartphone application that links doctor and patients virtually in 25 states by the end of the year. That growth comes as UnitedHealth Group and the Blue Cross-Blue Shield insurer Anthem prepare to make their own non-emergency telemedicine services available to about 40 million more people by next year.

 

Doctors have used video feeds and other technology for years to treat patients in rural areas or remote locations. But experts say growing smartphone use and customer demand are fueling a rapid expansion of the practice, called telemedicine, into everyday care the family doctor used to handle. Now this push is gaining an additional boost from health care companies with broad, national reach"

snip

http://hosted.ap.org/dynamic/stories/U/US_VIRTUAL_DOCTOR_VISITS?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2015-06-10-09-01-22

 

Tx Reddwolf

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:angry2:

 

Congressman: Expand Obamacare to Undocumented Immigrants

 

Rep Luis V. Gutiérrez, one of Congress’ most outspoken advocates for immigrants, on Wednesday called for expanding the Affordable Care Act to cover all of the estimated 11 million undocumented migrants in the United States.

“The goal is to make integration and inclusion real for millions of families that are locked out under current law,” the Illinois Democrat said in a floor speech introducing his proposed legislation.

 

“As it stands right now, undocumented immigrants are not subject to the individual mandate and cannot buy into health insurance exchanges even if they use their own money.  My legislation will change that.  It says that we stand for inclusion.”

Citing last week’s papal address to Congress (the pope repeatedly urged U.S. lawmakers to follow “the Golden Rule”), Gutiérrez said: “Doing unto others as you would have them do unto you means moving forward with no restrictions on which brother and sister and neighbor we think of as ‘eligible’ or ‘deserving.’”

 

http://www3.blogs.rollcall.com/218/congressman-expand-obamacare-to-undocumented/

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The Beginning Of The End For The Affordable Care Act? Largest US Health Insurer May Exit ObamaCare

 

Tracking the slow motion trainwreck of Obamacare has become one of our preferred hobbies: below is just a random sample of headlines covering just the most recent tribulations of the "we have to pass it to find out what's in it" Unaffordable Care Act:

 

In Latest Obamacare Fiasco, Most Low-Income Workers Can't Afford "Affordable Care Act"

The Stunning "Explanation" An Insurance Company Just Used To Boost Health Premiums By 60%
Your Health Insurance Premiums Are About To Go Through The Roof -The Stunning Reason Why
Obama Promised Healthcare Premiums Would Fall $2,500 Per Family; They Have Climbed $4,865
Largest Health Insurer On Colorado Exchange Abruptly Collapses
Co-Op Insurers Across America Are Collapsing, And Now There Is Fraud
"$19,000 Premiums, Up 4x Since Passage": The 'Crippling Effect' Of Obamacare On The Middle Class
Meet The Family That Just Spent Half Its Annual Income Paying For Obamacare

 

But the most surprising article we wrote was our explanation from three weeks ago explaining why "Your Health Insurance Premiums Are About To Go Through The Roof" showing that even insurance companies have been unable to earn a profit under Obamacare, as shown in the following chart:

 

http://www.zerohedge.com/news/2015-11-19/beginning-end-affordable-care-act-largest-us-health-insurer-may-exit-obamacare

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Senate approves bill repealing much of ObamaCare

December 3, 2015

Alexander Bolton

 

 

"The Senate on Thursday passed legislation repealing the core pillars of ObamaCare, taking a major step toward sending such a bill to the president’s desk for the first time.

Republicans hailed it as a political messaging victory and a fulfillment of their promise from the 2014 midterm election to force President Obama to veto the landmark healthcare reform law named after him.

The measure passed 52 to 47 after the Senate voted to significantly strengthen the bill originally passed by the House and brought straight to the floor by Majority Leader Mitch McConnell (R-Ky.).

The House will need to approve the amended legislation before it can be sent to the White House.

Thursday’s vote was a major event in the Senate, as Democrats never allowed a standalone vote on an ObamaCare repeal bill when they controlled the chamber.

Democrats were also unable to block the GOP measure, which was brought to the floor under budget reconciliation rules that prevented a filibuster."

snip

http://thehill.com/policy/healthcare/262071-senate-approves-bill-repealing-much-of-obamacare

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UnitedHealth Saying Obamacare Costing it Billions

January 21, 2016

Laura Lorenzetti

 

 

More than originally estimated.

 

 

"UnitedHealth Group warned nearly two months ago that new customers from the Affordable Care Act exchanges would hurt the insurer’s bottom line, but it looks like it misestimated by how much as enrollments exceeded expectations.

 

UnitedHealth, the U.S.’s largest insurer, says it will incur as much as $100 million more in losses associated with 2016 ACA plans than previously forecast. That brings total ACA plan loss projections for its new fiscal year to more than $500 million, up from previous estimates of $400 million to $425 million.

 

The company said it would reconsider its participation in the government-mandated exchanges, according to statements made during UnitedHealth’s earnings Tuesday.

 

“By mid-2016 we will determine to what extent, if any, we will continue to offer products in the exchange market in 2017,” said Dave Wichmann, president and CFO of UnitedHealth.

UnitedHealth reported losses of $720 million last year related to exchange enrollees, including $245 million for advance recognition of 2016 losses that aren’t included in the total estimated losses for this year. That means that UnitedHealth is expected to lose up to $745 million due to its 2016 ACA enrollees.

 

While that’s a hefty amount of money, exchange plansare a small fraction of UnitedHealth’s total business. The insurer still estimates that its adjusted earnings per share this year will be between $7.60 and $7.80 on $180 billion in revenue. The exchange-related losses also don’t seem to bother investors. UnitedHealth’sstock is up 3.1% since Friday’s close."

 

snip

http://fortune.com/2016/01/20/unitedhealth-obamacare-losses/?xid=yahoo_fortune

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Here's your Obamacare: Hospitals now demanding patients pay up front before receiving treatment

February 22, 2016

Jonathon Benson

 

 

 

"(NaturalNews) Deductibles are soaring under Obamacare, and many U.S. hospitals are now attempting to collect medical payments before services are even rendered, according to new reports. The financial burden of medical care has increased so much as a result of Obamacare -- just as predicted -- that hospitals can now clearly see the writing on the wall: Many more people than ever before will be unwilling or unable to pay their medical bills.

 
According to CNN Money, Americans today are having to foot a much higher percentage of their medical bills than ever before due to ever-increasing deductibles. Five years ago, for instance, an individual, employer-sponsored policy had a deductible of just over $800. Today, that same policy carries a deductible of about $1,217, a rate more than 50 percent higher.
 
Similar increases have occurred for family plan deductibles, which the 2014 Kaiser Family Foundation and Health Research & Educational Trust report says have increased by 31 percent overall. Since 2006, family plan deductibles have nearly doubled, jumping from an average of about $1,034 per family to $1,947."
snip
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Insurers warn losses from ObamaCare are unsustainable

April 15, 2016

Peter Sullivan

 

"Health insurance companies are amplifying their warnings about the financial sustainability of the ObamaCare marketplaces as they seek approval for premium increases next year.

 
Insurers say they are losing money on their ObamaCare plans at a rapid rate, and some have begun to talk about dropping out of the marketplaces altogether.
 
“Something has to give,” said Larry Levitt, an expert on the health law at the Kaiser Family Foundation. “Either insurers will drop out or insurers will raise premiums.”
 
While analysts expect the market to stabilize once premiums rise and more young, healthy people sign up, some observers have not ruled out the possibility of a collapse of the market, known in insurance parlance as a “death spiral.” 
 
In the short term, there is a growing likelihood that insurers will push for substantial premium increases, creating a political problem for Democrats in an election year.
 
Insurers have been pounding the drum about problems with ObamaCare pricing.
 
The Blue Cross Blue Shield Association released a widely publicized report last month that said new enrollees under ObamaCare had 22 percent higher medical costs than people who received coverage from employers."
snip
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Behind Ryan, GOP unveils plan to replace ObamaCare

June 22, 2016

Peter Sullivan

 

 

"House Republicans on Wednesday released their long-awaited replacement plan for ObamaCare, drawing a contrast with Democrats and setting off a new round of fighting over healthcare policy.

 
The plan repeals ObamaCare and includes a range of standard Republican policy ideas, such as providing a tax credit to help people afford coverage, making Medicare more market-based and capping Medicaid payments.
 
However, the plan lacks many details that are crucial for understanding its effect on coverage and the federal budget, including dollar figures for the tax credit.
The Republican plan, spearheaded by Speaker Paul Ryan (R-Wis.), envisions a simpler system than ObamaCare with limited financial assistance and federal spending on healthcare. It allows for less generous “catastrophic” health plans, as opposed to ObamaCare plans, which must cover an array of required elements.
 
“Increasing health coverage is a worthwhile goal, but the law has increased health care costs, reduced access to providers, and restricted patients’ ability to choose the coverage that best suits themselves and their families,” the plan states.
 
“In this plan, innovative, market-based, patient-centered solutions replace Obamacare’s one-size-fits-all, Washington-knows-best approach.”
snip
 
Wonder what the chances are that this would have happened if one candidate hadn't been harping on it?  Why didn't they do this before  Obamacare became a fact?
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ObamaCare Continues to Be a Failure

Raven Clabough

August 11, 2016

 

 

"President Obama’s signature “accomplishment” continues to plague the American people six years after it was signed into law. Major insurance companies are threatening to pull out of the healthcare exchanges after experiencing significant losses under ObamaCare, and customers are expected to bear the burden of higher costs and fewer options as a result.

 
Fox News reports that Aetna, which once lauded the healthcare law, has stalled its expansion plans and is the fifth major national health insurer to estimate significant losses as a result of the Affordable Care Act.
 
According to Aetna’s CEO Mark Bertolini, the losses result from “structural changes” connected to the healthcare overhaul, forcing Aetna to pull its “2017 public exchange expansion plans” and ultimately conduct “a complete evaluation of future participation in our current 15-state footprint.”
 
Aetna is not the only proponent of Obamacare that has changed its perspective on the law, notes Fox News. Humana, UnitedHealth Group, Blue Cross Blue Shield, and Anthem have all reported struggles with plans that were sold on the exchanges, indicating that they were not ready for the increased number of customers, particularly high risk customers, many of whom have generated far more claims than could have been predicted.
 
Blue Cross Blue Shield has reported significant losses on its exchange plans, and Humana has threatened to quit the exchange completely, opting instead to offer just individual plans in 156 counties across 11 states, instead of the current 1,351 counties it currently services in 19 states.
 
What’s more, the co-ops that were created to keep prices competitive are struggling just as much as the healthcare insurers. Seventy-percent of the original co-ops have gone under.
 
“The only remaining question is when will all the co-ops collapse, not if,” said Josh Archambault of the Foundation for Government Accountability. “Some might take slightly longer than others, but the future looks bleak, even after billions of taxpayer dollars were spent to get them off the ground and keep them afloat.”
 
So how does this affect the American people? Increased costs and reduced options, apparently, are the wave of the healthcare future, so long as ObamaCare remains in place.
 
Fox News writes, “From 2013 to 2016, almost every state has seen an increase in monthly premiums.” An analysis of 17 cities by the Kaiser Family Foundation reveals that by 2017, the average premium increase will be somewhere around nine percent, though some increases are expected to be worse than others. In Alabama, for example, Blue Cross Blue Shield has proposed an increase of 40 percent, and in Texas, it’s as high as 60 percent.
 
The Kaiser Family Foundation predicts that If more young, healthy customers do not sign up for plans through the exchanges, more insurers will exit, which will force further increases in rates while limiting marketplace competition.
snip
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Obamacare rate hikes rattle consumers, could threaten enrollment

Sept. 1, 2016

Jayne O'Donnell and Tony Leys

 

 

"Many of next year's premium rate increases on the Affordable Care Act exchanges threaten to surpass the high and wildly fluctuating rates that characterized the individual insurance market before the health law took effect, interviews with insurance regulators and records show.

 
With dramatic drops in insurance company participation on the exchanges for some states, decreased competition and other factors are leading to often jarring rate hikes. Some of the states that are facing what are likely among the biggest increases this year — Tennessee, Arizona and North Carolina — were among those the Urban Institute reported in May had the biggest increases last year.
 
“The reality is, it’s all very justified, unfortunately,” Iowa insurance commissioner Nick Gerhart said Thursday of the premium increases he approved this week of 19% to 43% for about 70,000 Iowans who buy their own policies.
 
Gerhart warned consumers in a rate hearing in July that if he rejected insurers’ proposed premium increases for 2017, the carriers would likely decline to sell policies in the state. No carriers made an explicit threat to leave Iowa, but the implication was clear, he says: “It gives you less room to maneuver." Iowa law, he said, requires him to judge proposed premium increases on whether experts find them to be justified by carriers’ projected costs
 
As other state insurance commissioners gradually sign off on insurers' rate requests — which should all be decided within a month — many consumers are learning what's in store for 2017.
 
Issues with the exchanges consumed a "disproportionate amount of attention" at the National Association of Insurance Commissioners' summer meeting, which ended Monday, said John Huff, the group's president."
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